Author: Gracie

July 12, 2024
Zero-Based Budgeting: Migrating from YNAB to Actual Budget

Switch from YNAB to Actual Budget: Give every ringgit a role with this free tool! Streamline your finances and master your budget.

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July 6, 2024
Ringgit Freedom’s June 2024 Updates

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

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May 5, 2024
The True Cost of Owning Property in Malaysia

Owning a home is probably a dream that many of us have. Heck, I even had my story briefly describing this topic - how the dream of my mother (to own a home) had driven me to buy our very first property for our family's stay even if financially it doesn't make sense for me, […]

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April 14, 2024
Ringgit Freedom’s March 2024 Updates

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

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January 5, 2024
2023 in Review: Slowing Down Actually Took Me Further

I decided to take a step back and slow down in the year of 2023. Who would've known that slowing down actually took me much further in life?

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August 26, 2023
Malaysian's Step by Step Guide to Invest in Low-Cost Index ETFs

I still recall back in the days, when I first started my investing journey, I was clueless, and just wanted to go with the easy way of buying a diversified basket of stocks - Unit Trusts/Mutual Funds were always my first go-to option. For avoidance of doubt, since both the terms "Unit Trust" and "Mutual Fund" […]

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July 1, 2023
Ringgit Freedom’s June 2023 Updates: Mid-Year Checkpoint

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

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March 14, 2023
Wise Multi-Currency Account & Card for Malaysians

I still remember vaguely back in my university days, when I had to apply for a CIMB Prepaid Master Card and was so happy when I finally have my own card to make payments online since I needed it to shop for games from Steam or stuff from Amazon. With zero income as a student […]

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January 8, 2023
2022 in Review: An Autopilot Year

2022 hasn't been easy year for me mentally, resulting in downtimes. Without much interventions this year, how did my finances fare this year?

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May 16, 2022
Ringgit Freedom’s April 2022 Updates

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

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