Author: Gracie

February 21, 2021
Her Duit Stories: Gracie's Money Journey and Ringgit Freedom

Gracie was invited to Her Duit podcast she discusses various topics from investing abroad, her money journey, and the blog RinggitFreedom.com

Read More
February 15, 2021
Malaysian's Guide to Mortgage / Home Loan

For many, home ownership is the biggest commitment. Hence it is important to understand mortgage and home loans in-depth before committing.

Read More
February 6, 2021
Ringgit Freedom’s January 2021 Updates

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

Read More
January 30, 2021
Understanding "Interest Rate" Calculations in Malaysia

Demystifying the various interest rates offered by banks for Malaysians - flat rate, reducing balance rate, or compounded interest rate.

Read More
January 17, 2021
2020 in Review: A Year After Restarting My Financial Journey

If you have read my story, you must have noticed that I have only restarted my financial journey sometime in late-2019. At that point in time, I knew I had to do something before things got worse with me spiraling into further debts. Looking back now, I am so thankful that I forced myself to […]

Read More
January 7, 2021
Ringgit Freedom’s December 2020 Updates

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

Read More
December 31, 2020
Malaysians, COVID-19 and their EPF savings

Year 2020 hasn't been exactly all bright and blooming for most of us. With COVID-19 around us, one cannot deny the impact that COVID-19 have brought upon us. Some have lost their job, some had to close down their businesses due to the lack of revenue, and some were forced to take unpaid leave or […]

Read More
December 11, 2020
Ringgit Freedom’s November 2020 Updates

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

Read More
December 5, 2020
Investing in International Stocks via TradeStation Global

If you have read my previous post - I have compared several key international brokers before ultimately deciding to go with TradeStation Global (TSG), at least back then before the July 2021 Inactivity Fee removal by Interactive Brokers TradeStation Global basically acts as an introducer for Interactive Brokers (IBKR), charging a slight premium in pricing […]

Read More
November 17, 2020
Ringgit Freedom's October 2020 Updates

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

Read More

Can't find what you want?