Hello Chong, thanks for your kind words!! Been thinking to redesign the blog for quite some time and finally bit the bullet!?

For passive investing into ETF's, as you mentioned, the fees can get expensive especially if we need to do diversification during the DCA. Even with IBKR it still cost at least $0.35USD/trade per fund, not to forget the currency conversion fee ($2 via IBKR with spot-exchange rate), and the FOREX incurred when transferring MYR out (even with WISE)

It won't be effective unless you accumulate at least RM3000++ per DCA with minimal diversifications (e.g. cap it to 2-3 funds at maximum every trade).
I did some rough calculations back then (using then TSG's $1.5 commissions per trade) - which you can find here - haven't updated the calculations with $0.35 commissions/trade yet but it won't differ much, as the killer is with FOREX and Currency Exchange (both alone contributed to at least 1%~2% per DCA depending on the amount)

What I do now to achieve the "manual DCA" above is to accumulate big-enough chunks, only then I will transfer it into my IBKR account.
However for the past 4-5 months, all of my excess funds goes straight into building my 12-months Emergency Fund Jar so I am mostly relying only on my StashAway as the primary means of monthly DCA - since it has the cheapest/lowest barrier of entry irregardless of amount (only 0.1% forex + currency conversion fees).

Hope these would help your thoughts process!

Cheers
Gracie

Kudos to your effort in redesigning your blog, looks refreshing! Along my investment journey, i have some new thought and would like to rearrange my portfolio, making it more towards passive investment style. May i know how u employ DCA for every ETFs that u bought via IB, to be the most cost effective method, as i see you invest in iShare ETFs, besides mainly on stashaway. Since by monthly deposit to IB account via WISE, is actually a huge amount of fee involved in the long run, but at the same time i wish to DCA to S&P 500 ireland-domicile ETFs. Thank you.