I get this a lot - from my friends, peers or co-workers whenever we talk about personal finance topic. There's a saying that goes like this:
"The best time to plant a tree was 20 years ago
The second best time is NOW"
- Ancient Chinese Proverb
This is especially true when it comes to personal finance. The earlier you start, the more time you have for compound interest to work in your favour to grow your money.
I was fortunate to have embraced the journey in my early 20's but it hasn't always been a smooth sailing journey. I have wasted at least 2-3 financial years in between when life decided to throw me upside down - and you can read more about it here.
I hope that by openly sharing my journey, it will help to inspire more Malaysians to start their own version of their financial freedom journey.