Month: January 2021

January 30, 2021
Understanding "Interest Rate" Calculations in Malaysia

Demystifying the various interest rates offered by banks for Malaysians - flat rate, reducing balance rate, or compounded interest rate.

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January 17, 2021
2020 in Review: A Year After Restarting My Financial Journey

If you have read my story, you must have noticed that I have only restarted my financial journey sometime in late-2019. At that point in time, I knew I had to do something before things got worse with me spiraling into further debts. Looking back now, I am so thankful that I forced myself to […]

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January 7, 2021
Ringgit Freedom’s December 2020 Updates

My financial journey in a bite-sized monthly updates - including my thoughts, feelings, progressions or decisions made

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